I am interested in opening up a basic checking account and possibly transferring balances from credit cards over to the union, depending on the interest rate.

Any feedback is appreciated.

Well, from my experience I love it. I can deposit my checks and it will clear right that moment. But I believe this applies up to a certain amount. But the "up-to" amount is something you can live with. The checking portion of AFCU functions like any other account at another bank...with below minimum dollar amount, overdraft, etc....you need to call and ask yourself. And they have a website that is secure for all your real-time transactions. I wish they were open on Saturdasy though....but I guess we can discuss time management on that one.

It's great. Go ahead and open up open. Lots of perks.

My experience with the Credit Union has been very positive as well. They know and understand actors, they're great for loans, and there's no fee if you use an ATM at any Credit Union.