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I totally agree with tbeckross. Find a non-profit agency, having third party accreditation and a good track record. I would add that you check whether the agency is accredited by the Better Business Bureau as well and have an A+ rating. After much research I went with American Consumer Credit Counseling (ACCC) and their Debt Consolidation program. In the long run I wind up paying less than I would have if I had not joined a debt consolidation program. What I like about ACCC is that they also provide free financial education and tools that are helping me to better understand, manage and control my personal finances.
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| Posts: 1 | Location: United States | Registered: January 19, 2010 |    |
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